The Supreme court decision on student debt forgiveness can be viewed from a Biblical worldview.

When our children were younger, my wife and I taught them that there were some things that they were put in charge of, and other things that other people were in charge of. If they didn’t hear the words “this is yours,” or “you are in charge of this,” then they simply had to deal with sins, such as coveting and envy.

Indebtedness would not be one of them. It didn’t matter if someone else had a lot more, it was still their stuff.

This is important to understand because scripture warns against debt, coveting and envy. In 2nd Thessalonians 3:6-10, we read this…

“In the name of the Lord Jesus Christ, we command you, brothers and sisters, to keep away from every believer who is idle and disruptive and does not live according to the teaching you received from us. For you yourselves know how you ought to follow our example. We were not idle when we were with you, nor did we eat anyone’s food without paying for it. On the contrary, we worked night and day, laboring and toiling so that we would not be a burden to any of you. We did this, not because we do not have the right to such help, but in order to offer ourselves as a model for you to imitate. For even when we were with you, we gave you this rule: “The one who is unwilling to work shall not eat.”

There are also dozens of other passages warning us against debt, in general.

Proverbs 22:7 is very clear…

“The rich rules over the poor,
And the borrower becomes the lender’s slave.”

Any legal loan connects the borrower, in this case, students taking out loan debt, with the lender. In this case the lenders, the government, or more precisely, you and me.

It is not the school or university that loans the money.

Obama basically nationalized student loans, putting private companies out of business. It’s now the government.

Although those government loans are often initiated THROUGH the school, they are actually just agents of the state and, in this case, the federal government…you and me.

So the legally binding loan is between adults who have signed a document stating that they will pay back the loan at no or a very-low interest loan. It’s as binding as the contract on a home or a car loan. If you miss a payment, or successive payments, you could lose that which someone GAVE you in good faith, based on your name and signature.

Did you hear that? What you received is NOT yours. It still actually belongs to someone else. You HAVE to pay for it, until the contract is fulfilled.

This scenario is no different when it comes to student loans.

Each student is receiving something that belongs to someone else until it’s paid for in full.

The money… like any loan… is diverse in full. It doesn’t matter if they drop-out, barely pass, or graduate with flying colors, they are contractually obligated to repay the loan.

This is the ethical implications of agreeing to do something and not doing it, (Let your yes be yes and your no be no.)

It’s actually illegal to NOT pay back a loan.

So, if a loan is a contract, who are the parties involved in student loan repayment? You, me (taxpayers), and the student.

Can someone else FORGIVE a contract initiated by two other parties?

This is the great ethical challenge with Biden using his ideologically driven bureaucracy to cancel debt without Congress approving it as representatives of you and me.

The president does not have the right to rip up a contract worth 1.7 trillion dollars between the American people and smaller subset of the American people really targeted for political advantage.

Fortunately, the Supreme Court ruled on the side of common sense.

However, even though Biden’s plan was knocked down, this will resurface again in other forms and in other scenarios, as the radical socialists keeps dividing Americans for politics and growing the power of government.

Here are FIVE truths we can glean from the recent attempt by radical politicians to use your money to buy future votes and expand the size of government­­ over the life of the individual.

1) People are bent on casting aside responsibility.

This is nothing new. Humanity tends to lean towards the easy way out. Psalm 37:21 says, “The wicked borrow and do not repay, but the righteous give generously.” Obviously, people will choose the path of least resistance. If the 14 million borrowers are given an out, they will take it.

2) The problem with Robin.

Robin Hood is a feel-good story about overcoming corruption, but it doesn’t apply here. Besides the fact that stealing should never be justified, the U.S. government has no wealth to steal. When something is taken from the U.S. Government or, in this case, when something isn’t returned (loan money), it’s taken out of the pocket of every citizen. This is always bad.

3) Pandering is the mantra of the radical socialists.

FDR’S New Deal and LBJ’s Great Society shored up several generations of voters who were promised that it would lift them out or poverty. It didn’t. One­­ hundred years after FDR, a similar promise is given to the next generation of voters. Again, if most people are given the option of forgiveness to pay something that they owe or to pay, most, if not all will take debt forgiveness. This is not necessarily right, it’s just the way it is, following a really bad parenting era over the last 20-30 years.

4) It’s the next attempt by the federal government bureaucracy to grow and expand.

Presidential overreach is really tyranny. Our nation is built on checks and balances… separation of powers… and not a president acting as a dictator.

5) It’s more important than ever to vote for a president and Senate that will place only strict constructionists judges. These are judges who will interpret the Constitution, not legislate from the bench. It’s the Constitution that protects us. It’s the Constitution based on Judeo-Christian ethics that formed and have sustained us. WHO YOU VOTE FOR IN THE UPCOMING ELECTIONS HAS A DIRECT EFFECT ON HOW WE HANDLE THE MOUNTING DEBT CRISIS.

As the debt of the U.S. continues to mount, this decision will buy us a little time and will bring in $2 trillion into the U.S. Treasury, while still only placing a dent in the massive overall debt.

This is also why it’s critical to vote on candidates who are fiscally conservative. Debt is debt. It should not be voided, even by the federal government. It’s the primary cause of today’s inflation and voiding it, for all of us, including those of us who are on 2-shifts, giving up vacations, eating rice and beans to pay for a college education and doing things right.

The court got it right.